"Any individual or business considering bankruptcy relief, and any attorney or financial professional wishing to refer a client to a bankruptcy lawyer in the District of Massachusetts, should consider retaining John Sommerstein. John is one of the finest debtor’s attorneys I have encountered in my 42 year career in the bankruptcy field, 26 of which were spent as a United States bankruptcy judge. John is knowledgeable in the complexities of bankruptcy law and its labyrinth of federal and local rules and handles effectively and efficiently all types of business or consumer cases. Although John is an effective negotiator in resolving cases by consent without litigation, he is one of the few bankruptcy lawyers who is skillful in litigating and trying cases in the courtroom. He also knows when to compromise and when to litigate. John’s fees are eminently reasonable, and his ethics are unquestionable. He has an excellent demeanor, showing reasonableness and civility to all. I am pleased to endorse him as an outstanding bankruptcy lawyer." - Hon. Joan N. Feeney (Ret.), JAMS Neutral Panelist

A fresh start can have different meanings depending on the debtor and his, her or its situation. Our services include:

• FORECLOSURE PREVENTION

• DISCHARGING CREDIT CARD DEBT

• ENDING CREDITOR CALLS AND HARASSMENT

• STOPPING IRS AND DOR FROM COLLECTION AND WAGE GARNISHMENT

• STOPPING LAWSUITS FROM PROCEEDING ANY FURTHER

• STOPPING AUTOMOBILE REPOSSESSIONS

• REORGANIZING A BUSINESS WHICH HAS HAD A DOWNTURN

• STOPPING AN EVICTION

• MAINTAINING ASSETS TO THE FULLEST EXTENT ALLOWED BY LAW

• CHAPTER 7 BANKRUPTCY ATTORNEY

• CHAPTER 13 BANKRUPTCY ATTORNEY

• CHAPTER 11 BANKRUPTCY ATTORNEY

• BUSINESS BANKRUPTCY ATTORNEY

• LOAN MODIFICATIONS

The Law Offices of John F. Sommerstein specializes in personal bankruptcy and business bankruptcy.  As a local bankruptcy attorney, Mr. Sommerstein has been a practicing attorney since 1989, representing numerous clients in Chapter 7, Chapter 13 and Chapter 11 proceedings in metropolitan Boston, Boston's North Shore, Cape Ann and surrounding communities.  With more than 30 years experience, Mr. Sommerstein is considered one of the best bankruptcy attorneys in Massachusetts.

Our affordable rates are reasonable and we offer payment plans so that Debtors in financial distress can seek the relief they often desperately need.

Bankruptcy is a federal statute, the primary goal of which is to avail the honest but unfortunate debtor a fresh start. Mr. Sommerstein's career objective has been to aid those in economic and financial hardship.

In Chapter 7, typically, the Debtor seeks a discharge from unsecured debt resulting from onerous credit card bills, medical bills, and or collection companies who have commenced a state court law suit. I am local Chapter 7 bankruptcy attorney with more than 30 years experience.

In Chapter 13, typically, a debtor seeks to save his or her home from foreclosure by proposing a plan to cure arrears due the mortgage holder over a period 3 to 5 years. In a sense, I am a foreclosure prevention attorney. I can offer foreclosure help at affordable rates.

In Chapter 11, typically, a debtor is a person or corporation with a more complex asset and liability structure with a compelling need for reorganization of financial affairs.

The Law Offices of John F. Sommerstein has extensive experience and acumen in all aspects of Bankruptcy and Insolvency law, representing debtors and creditors in a specialized field of federal law. If we can be of assistance, feel free to call 617-523-7474 for a consultation at no charge.

Our Boston office serves Boston, Brookline, Cambridge, Dorchester, Roxbury, Charlesrown, Hyde Park, East Boston, Chelsea, Medford, Malden, Somerville, Everett, Revere, Braintree, Quincy, Dedham, South Boston, Randolph, Weymouth, Wellesley, Scituate and beyond...

Our Gloucester office serves Gloucester, Rockport, Essex, Ipswich, Wenham, Hamilton, Georgetown, Topsfield, Beverly, Salem, Swampscott, Marblehead, Nahant, Lynn, Newburyport, Amesbury, Peabody, Danvers, Lawrence, Andover, North Andover and beyond...